Can You Use Insurance For STD Testing?

STD Testing Health Insurance

Yes you can use insurance for STD testing but there are many drawbacks and problems that may become apparent.

Preventative testing for sexually transmitted diseases is not covered by most insurance companys.  Only when symptoms are apparent will they even consider covering a STD test.  Signs and symptoms of STDs are asymptomatic meaning you may not show any symptoms but still carry a STD virus.



Will STD testing raise my health insurance rates?  Well it is possible.  Just like auto insurance when you get in a accident or get to many traffic tickets they will raise your rates based on your high-risk behavior.  The same applies for STD testing.  You are openly admitting that you engage in unsafe sexual lifestyle.  Health insurance companies do not wants these types of customers or they will raise rates.

Keeping your sexual health information confidential is important and many companies offer these STD testing services.